Citi Credit Card

Credit card holders like the idea of getting rewards and bonuses for simply using their card often. It also matters what rewards or bonuses you will get with your points, because it has to be something that you actually find useful. There are several credit cards offered by Citibank that offer excellent reward programs, and one Citi Credit Card
that you may find very rewarding if you are a frequent traveller is the Citi Hilton HHonors Visa Signature Card.

The Citi Hilton HHonors Visa Signature Card is one of the most popular co-branded cards offered by Citibank. This Citi Credit Card has no annual fee, so there's one less thing to be worried about. The purchase APR for this card is a variable 14.24% which is very competitive.


Now, this Citi Credit Card gets you into the HHonors Bonus Points program. Within 4 months after opening your Citi Hilton HHonors Visa Signature Card, you will automatically get 40,000 HHonors Bonus Points aside from the points you have already accumulated. Now, just how easy is it to get HHonors Bonus Points?

For every $1 spent on hotel stays within the Hilton HHonors program, you get 6 HHonors Bonus Points for your Citi Credit Card. Hotels within this portfolio include the Hampton Inn and Suites, Embassy Suites Hotels, DoubleTree by Hilton, and Hilton Hotels and Resorts. These hotels are located worldwide, so if you are a frequent traveller whether domestically or internationally, you are sure to find one where you can earn your HHilton Bonus Points.

Meanwhile, if you use this Citi Credit Card for purchases at supermarkets, drugstores, and gas stations, you will earn 3 HHonors Bonus Points for every $1 spent. All other purchases you make at other establishments and merchants using your Citi Hilton HHonors Visa Signature Card will earn you 2 Bonus Points.

Your HHonors Bonus Points can be redeemed for night stays at hotels within the Hilton portfolio. Also, as a cardmember, you are entitled to other benefits including a 15% bonus on HHonors Base Points, and complimentary access to the health club or fitness center at the hotel where you are staying. Best of all, the HHonors Bonus Points do not have a cap, and do not have an expiration date as well.

Of course, since this is a Citi Credit Card, other great services are included, such as the Visa Signature concierge service. This complimentary 24 -hour service ensures that you have access to various events and perks worldwide. Also, if you use your card for auto rentals, or for purchasing plane, bus, or train tickets, you get insurance
coverage automatically. The auto rental insurance covers physical damage and theft to eligible rental vehicles, while the Common Carrier Travel Accident Insurance protects you, your spouse, and your dependent children.

As a consumer, you are protected by this Citi Credit Card's Retail Purchase Protection. This covers items purchased up to $500 and up to 90 days from purchase, and covers accidental breakage, theft, or fire, so it's one more incentive to always using your Citi Credit Card for your consumer purchases.